優先保障糧食和重要農產品各環節金融供給
- 分類:政策法規
- 作者:
- 來(lai)源(yuan):
- 發布時間:2023-04-10
- 訪(fang)問量:
【概要描(miao)述】據(ju)介紹,《通知》圍繞銀行業保(bao)險業服務全(quan)面推進鄉村振興(xing)重(zhong)點工(gong)作(zuo)的任務目(mu)標,堅(jian)持穩(wen)中(zhong)求進工(gong)作(zuo)總基調,堅(jian)持農(nong)業農(nong)村優先發(fa)展(zhan),從聚焦(jiao)農(nong)業強國建設重(zhong)點領域、強化(hua)農(nong)村金融服務能力建設、提升“三農(nong)”領域保(bao)險服務質效、強化(hua)監管(guan)引領等(deng)四(si)個方面提出(chu)十五項工(gong)作(zuo)要求。
優先保障糧食和重要農產品各環節金融供給
【概要描述】據介紹,《通知》圍繞銀(yin)行業(ye)(ye)保險(xian)業(ye)(ye)服(fu)務全面推進鄉村(cun)(cun)振興重(zhong)點(dian)工作(zuo)(zuo)的任務目標,堅持(chi)穩(wen)中求進工作(zuo)(zuo)總基調(diao),堅持(chi)農業(ye)(ye)農村(cun)(cun)優先(xian)發展,從(cong)聚焦農業(ye)(ye)強(qiang)國(guo)建設重(zhong)點(dian)領(ling)(ling)域、強(qiang)化農村(cun)(cun)金融服(fu)務能力建設、提升“三農”領(ling)(ling)域保險(xian)服(fu)務質效(xiao)、強(qiang)化監管(guan)引領(ling)(ling)等四個(ge)方面提出十五項工作(zuo)(zuo)要求。
- 分類:政策法規
- 作者:
- 來(lai)源(yuan):
- 發布時間:2023-04-10 08:59
- 訪問量(liang):
近日,銀保(bao)監會于印發《關于銀行(xing)業保(bao)險業做好2023年(nian)全(quan)面(mian)推(tui)進鄉(xiang)村振興重點工作的通知》(以下簡(jian)稱《通知》)。
據介紹,《通知(zhi)》圍繞銀行業保險業服務(wu)全面推進鄉(xiang)村(cun)振興(xing)重(zhong)(zhong)點工(gong)(gong)作的任務(wu)目(mu)標,堅持(chi)穩(wen)中求進工(gong)(gong)作總基調,堅持(chi)農(nong)(nong)業農(nong)(nong)村(cun)優先發展,從(cong)聚焦農(nong)(nong)業強(qiang)(qiang)國建(jian)設重(zhong)(zhong)點領(ling)域、強(qiang)(qiang)化農(nong)(nong)村(cun)金(jin)融服務(wu)能力(li)建(jian)設、提升“三農(nong)(nong)”領(ling)域保險服務(wu)質效、強(qiang)(qiang)化監管引領(ling)等四個方面提出十(shi)五項工(gong)(gong)作要求。
《通知》指出銀行業保險業要(yao)聚焦農(nong)(nong)(nong)業強國建(jian)(jian)設重(zhong)點領(ling)域(yu)。優先保障糧食(shi)和(he)重(zhong)要(yao)農(nong)(nong)(nong)產(chan)品各環節金(jin)融(rong)供給,積(ji)極服務(wu)新(xin)一輪(lun)千億斤(jin)糧食(shi)產(chan)能提升行動,探索金(jin)融(rong)支(zhi)持高標準農(nong)(nong)(nong)田(tian)建(jian)(jian)設領(ling)域(yu)的有(you)效模式(shi),強化(hua)對種業、農(nong)(nong)(nong)業科技和(he)農(nong)(nong)(nong)機裝備等關鍵領(ling)域(yu)的金(jin)融(rong)支(zhi)持。助力(li)守住(zhu)不發生規(gui)模性返貧(pin)底(di)線(xian),積(ji)極投入鄉村(cun)產(chan)業振興,創新(xin)農(nong)(nong)(nong)村(cun)基礎設施建(jian)(jian)設領(ling)域(yu)綜合平(ping)衡融(rong)資模式(shi),持續改善農(nong)(nong)(nong)民工等新(xin)市民群體金(jin)融(rong)服務(wu)。
同(tong)時,《通知》要(yao)求銀行(xing)業(ye)保險業(ye)強化農(nong)(nong)村(cun)金(jin)(jin)融(rong)(rong)服務能力建(jian)(jian)設,健全農(nong)(nong)村(cun)金(jin)(jin)融(rong)(rong)服務體系,構建(jian)(jian)層(ceng)次分明、優勢互補的(de)機構服務體系,深化銀行(xing)機構內部專營機制(zhi)建(jian)(jian)設,加(jia)大涉(she)農(nong)(nong)金(jin)(jin)融(rong)(rong)內部資源(yuan)傾(qing)斜力度。針對涉(she)農(nong)(nong)經營主體的(de)融(rong)(rong)資需求特(te)點,創新差異化的(de)金(jin)(jin)融(rong)(rong)產品和(he)服務,發展首貸(dai)、信用貸(dai)以及(ji)(ji)中長期貸(dai)款(kuan),提升涉(she)農(nong)(nong)金(jin)(jin)融(rong)(rong)數(shu)字化服務水平(ping)。加(jia)強涉(she)農(nong)(nong)信貸(dai)的(de)貸(dai)后管(guan)理,防范涉(she)農(nong)(nong)信用風(feng)險,避免過度授信、違規收費(fei)等行(xing)為,加(jia)強農(nong)(nong)村(cun)地區金(jin)(jin)融(rong)(rong)知識宣傳普(pu)及(ji)(ji)力度。
保(bao)(bao)險(xian)(xian)公司(si)應積極推進農(nong)業保(bao)(bao)險(xian)(xian)擴(kuo)面增品(pin),拓展完全(quan)成本保(bao)(bao)險(xian)(xian)和種植(zhi)收(shou)入(ru)保(bao)(bao)險(xian)(xian)業務覆(fu)蓋面,因地(di)制宜開展地(di)方優勢(shi)特色農(nong)產品(pin)保(bao)(bao)險(xian)(xian)。研發符合農(nong)民需求特點的人身險(xian)(xian)產品(pin)。提升涉農(nong)保(bao)(bao)險(xian)(xian)承保(bao)(bao)理賠(pei)效(xiao)率,努力做到“愿保(bao)(bao)盡保(bao)(bao)”、“應賠(pei)盡賠(pei)”、“快賠(pei)早(zao)賠(pei)”。
在監(jian)(jian)(jian)管(guan)(guan)考(kao)核(he)方面,《通知》明確了(le)涉(she)農(nong)(nong)信(xin)貸、縣域金融(rong)(rong)服(fu)務、農(nong)(nong)村(cun)基礎金融(rong)(rong)服(fu)務、脫貧地區金融(rong)(rong)供(gong)給、糧(liang)食重點領域信(xin)貸等考(kao)核(he)監(jian)(jian)(jian)測目標。要求各級監(jian)(jian)(jian)管(guan)(guan)部門(men)做好監(jian)(jian)(jian)測考(kao)核(he)工作,優(you)化(hua)(hua)涉(she)農(nong)(nong)金融(rong)(rong)發展環境,積極推進涉(she)農(nong)(nong)信(xin)用信(xin)息(xi)平臺(tai)標準化(hua)(hua)規范化(hua)(hua)建設,推動完善農(nong)(nong)村(cun)產權流轉(zhuan)市場體系(xi),健全涉(she)農(nong)(nong)金融(rong)(rong)風險補償(chang)機制,加強試點探索和示范引領。
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